OCI services
OCI through spouse — UK applications
If you are the foreign spouse of an Indian citizen or OCI cardholder, you may be eligible to apply for OCI in your own name. The process is stricter than a standard Fresh OCI and requires additional supporting documents. Matrix Solutions guides you through eligibility, documents, and VFS submission from the UK.
- Flat £150 service fee
- HCI appointment (not VFS)
- Both spouses must attend
Spouse OCI is at the High Commission's discretion
Even when eligibility criteria are met, applications can be queried or held for further checks. The following situations frequently need extra evidence or a different route:
- Marriage less than two years old at the time of application.
- Marriage certificate issued outside the UK and not yet apostilled.
- Limited evidence of cohabitation (separate addresses, no joint accounts).
- Spouse holds OCI through their own parent/grandparent — original ancestry documents may also be requested.
WhatsApp us with your situation — we will outline the documents most likely to satisfy the High Commission before you start the application.
Who can apply through spouse
Foreign spouse of an Indian citizen
You hold a non-Indian passport and your spouse holds a valid Indian passport. Marriage must have subsisted for a continuous period of at least two years immediately preceding the application.
Foreign spouse of an OCI cardholder
Your spouse already holds an OCI card. The two-year continuous marriage requirement still applies and the High Commission will verify both partners' documents.
Marriage registered and provable
You hold an officially registered marriage certificate (UK, India, or third country) and can provide supporting evidence such as joint address, joint accounts, and family photos.
Not sure this is the right route? Message us — we confirm before you pay anything.
What your fee includes
- Completion of application forms — we prepare and email them to you.
- Spouse-eligibility documentation guidance — declaration of subsisting marriage and supporting affidavits.
- Photo and signature formatted to current OCI portal specification.
- VFS appointment booked at your nearest centre (subject to availability).
- 24-hour preparation turnaround after we receive your documents.
- Free rework if rejection occurs due to our error.
What happens after payment
Free eligibility check
Share your marriage date, both passports, and your spouse's OCI/Indian passport on WhatsApp. We confirm whether Spouse OCI is the correct route or whether another option (such as visa) suits your travel plans better.
Personalised document list
We send a tailored checklist: marriage certificate, apostille guidance, joint address proofs, family photos, and identity documents for both partners. No originals at this stage.
We prepare your application
Online application completed, photos and signatures formatted to OCI portal specifications, supporting affidavit drafted where required, and the VFS appointment booked at your nearest centre.
Attend VFS together
You and your spouse attend VFS with the prepared package. We remain on WhatsApp during the appointment for live support. Biometrics are captured where required.
Track to delivery
We monitor the application until the OCI card is dispatched, and help with collection or courier delivery. Processing is typically longer than Fresh OCI applications.
Government / VFS fees are paid separately by you at the appointment — see the fee table below.
Fees, in plain terms
| Item | Detail |
|---|---|
| Matrix service fee | £150 per applicant |
| Government / VFS fees | Flat fee includes templates and full setup. £215 High Commission fee + delivery charges paid separately at the appointment. Add e-OCI for +£25 — £175 total, generated once your OCI is processed. |
| Our turnaround | Portal upload in 24–48 hrs |
| Authority processing | Typically several months |
We share a fixed quote after the free eligibility check. The quote covers document review, online application, photo and signature formatting, VFS appointment booking, and WhatsApp support through to OCI delivery. VFS and Indian government fees are paid separately at submission.
Timelines are conditional and confirmed for your case.
VFS / Government fee breakdown
What VFS collects on the day
Per applicant, payable directly to VFS Global at submission. Typical breakdown — your exact total is confirmed by VFS on the day.
| Item | Amount |
|---|---|
| OCI fees | £215.00 |
| Consular surcharge | £3.00 |
| SMS charges | £1.67 |
| Courier urgent charges | £12.50 |
| Courier 2 urgent charges | £12.50 |
| VAT (on optional, administrative and service charges) | £6.57 |
| VFS administrative charge | £6.20 |
| Total payable to VFS (per applicant) | £257.44 |
These VFS / government fees are indicative. Your final amount may be higher if VFS charges for any optional extras on the day — such as photocopying, document printing, photo, SMS, or courier add-ons. The exact total is confirmed by VFS Global at submission.
These figures are illustrative and based on the current VFS schedule (including applicable taxes). Current fees apply on the day of submission and are paid directly to VFS Global — separately from the Matrix service fee.
Common questions
How long must we be married before applying?
The marriage must have subsisted for a continuous period of at least two years immediately preceding the application. Applications submitted earlier are typically refused.
Does our marriage need to be registered in India?
No. A marriage registered in the UK (or another country) is accepted, but the certificate usually needs to be apostilled before submission. We confirm exact requirements for your case.
Do we both need to attend VFS?
The applicant must attend. Your Indian / OCI-holder spouse is often required to attend for verification, particularly for first-time spouse OCI applications. We confirm in your checklist.
How long does processing take?
Spouse OCI processing varies and is typically longer than a standard Fresh OCI. Plan for several months and avoid booking non-refundable travel until your OCI is issued.
What is your fee?
Our service charge is shared on WhatsApp after we confirm your eligibility — it depends on whether one or both partners need additional support (for example apostille assistance). VFS and government fees are separate and paid at submission.
Important notes
- Final decisions and timelines sit with the relevant authority — we prepare and guide; we do not guarantee outcomes.
- Matrix Solutions (UK Matrix Solutions Ltd) is not affiliated with VFS Global, the Indian High Commission, or the Government of India.
- Companies House no. 13295750 · ICO ZC142664.
Unsure which service fits? Contact us — we confirm before you pay.